To help make life more affordable, OCTFCU offers competitive rates to our members.
Click here for CD Rates, Money Market Rates, and Savings Rates
*APR = Annual Percentage Rate *APY = Annual Percentage Yield
Rates as low as:
New Auto 2.25 %
Used Auto 3.25 %
New Boat 4.75 %
Used Boat 5.75 %
New Motorcycle 2.25 %
Used Motorcycle 4.25 %
New Recreational Vehicle 5.25%
Used Recreational Vehicle 5.25 %
Farm Equipment 9.25 %
Line of Credit Signature Loan 16.00 %
Personal Loan 8.25 %
MasterCard Classic 14.64 %
MasterCard Platinum 7.90 %
Share Secured Loan 4.75 %
Certificate Secured Loan Rate +3%
Home Equity Line of Credit *Call for current rate and terms
*Loan Rate eligibility is based on credit worthiness and income/employment history.
Rates are subject to change without notice.
Terms may vary on loan amount.
Some restrictions apply.
*The credit union board of directors determines regular shares, club, IRA share, and money market account rates.
The dividend rate and APY may change every month based on the earnings of the credit union.
Dividends are posted quarterly except for money marketing accounts which are posted monthly.
*Minimum balance to open a share certificate is $1,000.
A penalty may be imposed on share certificates if funds are withdrawn before maturity date.
Rates are subject to change every Tuesday
To learn more about any of our deposit or loan products or their rates,
stop by and speak to a Member Representative, or give us a call at 850-729-3934.