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Okaloosa County Teachers FCU


OCTFCU credit cards have gained a solid reputation as being some of the best. Discover the advantages of each credit card offered by Okaloosa County Teachers Federal Credit Union.  

  MasterCard or Platinum MasterCard

  • Low Annual Percentage Rates
  • One rate for both purchases and cash advances
  • No Annual Fee
  • 25 day interest free grace period on purchases
  • No transaction fee for cash advances
  • No transaction fee for balance transfer

My Opportunity Mastercard - A perfect start to build good credit.

  • 14.64% APR
  • $500 limit

Please come by or call the OCTFCU branch that is closest to you for an application.


Lost/Stolen MasterCard: 1.800.325.3678

MasterCard Questions: 1.800.237.6211