Okaloosa County Teachers Federal Credit Union

1126 N Ferdon Blvd. Crestview, FL 32536 PH: 850 682-2225  FAX: 850 682-7722

11 N.E.  Racetrack Rd. Bldg. 1 Ft. Walton Beach, FL 32547 PH:850 863-7041 FAX: 850  862-2933

Effective Date:  April 30, 2008

Replaces Addendum Dated:  March 18, 2008

PRIME RATE:  5.00%This addendum is incorporated into and becomes a part of your LOANLINER® Credit Agreement and Credit Card Agreement.  Please keep this attached to your LOANLINER® Credit Agreement and Credit Card Agreement.
LOANLINER® TRUTH IN LENDING DISCLOSURES
The ANNUAL PERCENTAGE RATES and corresponding daily periodic rates are shown below. Other charges that may be imposed are also shown below (i.e. late charges, filing fees, collection costs).