Money Market Accounts

• Minimum amount of $1000.00 to open account.
• $5.00 monthly service fee if the balance drops below $1000.00
• Obtain unlimited "in person" withdrawals
• Use 24 hour audio response and home banking for unlimited transactions.
• Transaction Fees and Limitations:
  Debit transactions up to 3 per statement cycle are free.  Debit transactions in excess of 3 per statement cycle are $3.00 per debit.  Transfers from a money market account or to third parties by preauthorized, automatic, telephone, or ATM transfers (to third parties only) are limited by federal regulations to 6 per statement cycle with no more than 3 by check draft, debit card, or similar order to third parties.
• Dividend rate and annual percentage yield may change at any time as determined by the board of directors.
• Dividends are compounded and credited monthly.